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Rates

Interest rates

Please review the rate for the series of Portfolio Director® offered by your plan. You can also view the current interest rate by logging into your online account if you are currently enrolled.

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Portfolio Director Fixed and Variable Annuity (Portfolio Director) offers an array of investment options, including the guaranteed rate of fixed options and the potential for greater return with variable options.

Variable options incur Separate Account charges and Net Fund Annual Expenses, which are subject to change.

Refer to the current Portfolio Director prospectus for more details about charges and expenses. Public funds are not available in a non-qualified account. An account maintenance fee of $3.75 per quarter might apply, depending on your contract.

The Fixed Account Plus option is one choice that could add stability to your investment mix. This option is not a variable option and therefore, Separate Account charges, account maintenance fees and Fund Annual Expenses do not apply.

Guarantees are backed by the claims-paying ability of The Variable Annuity Life Insurance Company (VALIC).

Review the rates below for each type of Portfolio Director available.

Select the Series of Portfolio Director available to you through your employer retirement plan to learn the current rate. If you are not sure which Series you have, contact your financial advisor.

Fixed Account Plus

2.75% for deposits made in December 2024 

3.25% for deposits made in December 2024 

2.60% for deposits made in December 2024

2.55% for deposits made in December 2024

1% for deposits made in December 2024

1.70% for deposits made in December 2024

VALIC will pay the declared rate or your contractual guaranteed minimum interest rate, whichever is higher.  The guaranteed minimum interest rate for Portfolio Director and Portfolio Director Freedom Advisor contracts issued on or after October 1, 2024 is 2.45%.

Generally, for most series of Portfolio Director, a current interest rate is declared at the beginning of each calendar monthly and is applicable to new contributions received during that month. VALIC guarantees that all contributions received during a calendar month will receive that month’s current interest rate for the remainder of the calendar year. Our practice, though not guaranteed, is to continue crediting interest at that same rate for such purchase payments for one additional calendar year. Thereafter, the amounts may be consolidated with contributions made during other periods and will be credited with interest at a rate which the Company declares annually on January 1.

Understand rates

Read an educational article to learn more about today’s rate environment.

Read article

Investors should carefully consider the investment objectives, risks, fees, charges and expenses before investing. This and other important information is contained in the Separate Account and underlying fund prospectuses, which can be obtained from your financial professional or at www.corebridgefinancial.com/rs/prospectus-and-reports/annuities or calling 1.800.448.2542 and following prompts. Read the prospectus and if available, the summary prospectuses carefully before investing. Policy Form series UIT-194, UITG-194 and UITG-194P.

Securities and investment advisory services offered through VALIC Financial Advisors, Inc. member FINRA, SIPC and an SEC-registered investment advisor. Annuities issued by The Variable

Annuity Life Insurance Company. Variable annuities distributed by its affiliate, AIG Capital Services, Inc. member FINRA.