Rates

VALIC will pay the declared rate or your contractual guaranteed minimum interest rate, whichever is higher.  The guaranteed minimum interest rate for Portfolio Director and Portfolio Director Freedom Advisor contracts issued on or after October 1, 2024 is 2.45%.

Generally, for most series of Portfolio Director, a current interest rate is declared at the beginning of each calendar monthly and is applicable to new contributions received during that month. VALIC guarantees that all contributions received during a calendar month will receive that month’s current interest rate for the remainder of the calendar year. Our practice, though not guaranteed, is to continue crediting interest at that same rate for such purchase payments for one additional calendar year. Thereafter, the amounts may be consolidated with contributions made during other periods and will be credited with interest at a rate which the Company declares annually on January 1.

Investors should carefully consider the investment objectives, risks, fees, charges and expenses before investing. This and other important information is contained in the Separate Account and underlying fund prospectuses, which can be obtained from your financial professional or at https://www.corebridgefinancial.com/rs/prospectus-and-reports/annuities or calling 1.800.448.2542 and following prompts. Read the prospectus and if available, the summary prospectuses carefully before investing. Policy Form series UITN-194, UIT-IRA-I94, UIT-IRA-117-OR, UITN-117-OR, UIT-IRA-12-NY, UITN-12-NY. PD., UITN (4/20), UIT-IRA(4/20).

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