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I want to tackle the retirement and protection needs of individuals. This website content is intended for use by Financial Professionals.

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I want to tackle the retirement and protection needs of individuals. This website content is intended for use by Financial Professionals.

Registered Index Linked Annuity

ANNUITY SOLUTIONS

Introducing Corebridge MarketLock® Annuity

Corebridge MarketLock Annuity is a registered index-linked annuity (RILA) designed to help you lock in gains as you climb toward your retirement goals, while reducing losses in down markets.

Corebridge MarketLock Annuity is issued by American General Life Insurance Company (AGL), Houston, TX.

PRODUCT VIDEO

See how MarketLock works

Like climbing a rock wall, investing in up and down markets can be tough. Find out how MarketLock can help you reach your goals by locking in gains in bull markets and lowering risk in down markets.

KEY FEATURES & BENEFITS

Lock in the upside. Manage the downside.

Corebridge MarketLock Annuity offers the opportunity to grow retirement assets and help protect against financial uncertainty.

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Customize your allocation

Choose from diverse strategy account options with varying levels of upside potential and downside protection to help build a personalized portfolio that fits your needs and preferences.

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Lock in growth

Take advantage of multiple ways to help capture growth, including a one-of-a-kind Lock Strategy that locks and credits actual index performance before the end of the term if the growth target is met.

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Ease downside risk

Reduce the impact of market losses through a “buffer” that protects against loss up to a certain percentage. You’ll incur a loss if the index decline exceeds this buffer rate.

INTERACTIVE TOOL

Explore MarketLock with our easy-to-use calculator

  • View how each strategy account option can perform in up, down, and most recent markets
  • Compare growth to a 60/40 stock and bond portfolio
  • Analyze hypothetical results based on historical index performance

LEARN MORE ABOUT MARKETLOCK

Take action to help lock in growth and reduce risk

Corebridge MarketLock Annuity can help secure growth and protect against uncertainty in changing markets.

Education & resources

Learn more about Corebridge MarketLock Annuity.

MarketLock offers a wide range of investment options (also known as “strategy account options”) to help capture growth in up markets, while providing targeted protection against downside risk. It features the power of tax deferral to help you accumulate assets over time, along with death benefit options to help provide for your family in difficult times.

MarketLock offers the only Lock Strategy in a RILA that automatically tracks, locks and credits actual index performance prior to the end of the term. Select from the Lock 30, Lock 40, Lock 50, Lock 75, and Lock 100 Strategies, each with a different growth target ranging from 30% to 100%. The Lock Strategies are designed to help capture growth by tracking actual S&P 500® index performance on a daily basis and automatically locking in gains when the growth target or “Lock Threshold” is reached.

With MarketLock, you can allocate assets across 20 strategy account options and a fixed interest account. Choose from Lock, Cap, Trigger, Dual Direction with Cap, Participation, and Cap Secure Strategies. For each strategy account option, MarketLock offers a buffer that can help protect against loss up to a specified percentage. If negative index performance falls within the buffer, no loss is incurred. You will only experience a loss equal to the percentage that exceeds the buffer rate. Keep in mind, strategy account options vary by firm and may not be available in all firms or states.

Yes, MarketLock offers the S&P 500® and Nasdaq-100® options for election. The S&P 500® is an index composed of 500 leading U.S. stocks. It is widely regarded as the best gauge of U.S. stock market performance. The Nasdaq-100® is made up of 100 of the largest non-financial companies listed on the Nasdaq stock exchange and is weighted heavily in technology stocks.

Indices are unmanaged, have no identifiable objectives and cannot be purchased.

MarketLock offers a choice of 1-year, 3-year and 6-year strategy account options.

Your financial professional can help you determine which strategy account options are best for you, based on your investment needs, goals, risk tolerance and time horizon. MarketLock offers a broad selection of strategy account options with diverse levels of upside potential and downside protection, so you can build a customized allocation strategy that fits your specific profile.

Yes, lifetime income is available through annuitization, a process that permanently converts your annuity contract to retirement income. Once you annuitize a contract, you will no longer have access to the principal or contract value. MarketLock focuses on accumulation and does not offer a guaranteed living benefit (GLB) rider.

MarketLock delivers a valuable combination of benefits, including growth potential, buffer protection, investment choice, tax deferral, and death benefits, but it also has some risks and charges. Investments are subject to risk, including the possible loss of principal. Losses may be significant in down markets. In addition, MarketLock has a 6-year withdrawal charge schedule, meaning that if you take withdrawals above permitted amounts in the first 6 years of the contract, you could pay a withdrawal charge of up to 8%. Withdrawals may also be subject to federal and/or state income taxes, and an additional 10% federal tax may apply for early withdrawals taken prior to age 59½.

Explore our full suite of annuity solutions

Corebridge Financial offers one of the most expansive suites of annuities to help meet your diverse retirement needs.

In addition to the MarketLock RILA, check out our other annuity solutions today.

American Pathway® Income Annuities

Single premium immediate annuities (SPIAs) or deferred income annuities (DIAs) are designed for people who are looking for a predictable level of guaranteed income now or in the future.

Assured Edge® Fixed Annuities

Fixed annuities are designed for people who are looking to save money with a guaranteed fixed rate of return for a specific period of time, protection from market risk and the option for protected lifetime income in retirement.

The Power Series of Index Annuities®

Index annuities are designed for people who are looking for growth potential (based in part on the performance of a market index), principal protection from market downturns and the option for protected lifetime income in retirement.

Polaris® Variable Annuities

Variable annuities are designed for people who are looking for even greater growth potential with market participation through professionally managed investment portfolios and the option for protected lifetime income in retirement.

What makes Corebridge different

With $394 billion in assets under management, approximately 1.2 million1 annuity policies in force, and a #2 ranking in total annuity sales,Corebridge Financial is one of the largest and most established providers of retirement solutions and insurance products in the United States.

 

As of June 30, 2024
LIMRA rankings in the U.S. for 2Q24 YTD.

Expansive solutions to help secure financial futures

Industry experts all-in on your success

Experiences and resources to drive action

Extending financial wellness to all

INSIGHTS & EDUCATION

Thought leadership and research center

Corebridge MarketLock Annuity is a powerful tool for growth potential and targeted downside protection. Browse additional stories, studies and programs that you may want to consider, as you take action to build a more secure financial future.

Take the next step

Individuals

Take action to help capture gains and reduce risk for a more secure retirement.

Contact your financial professional today to learn more about Corebridge MarketLock Annuity.

Financial professionals

We’re here to help. Call us at:

888-502-2900 for RILAs and all Corebridge Annuities

844-774-6244 for Primerica

888-438-6933 for IMOs/BGAs

Hours of Operation: Mon-Fri, 7 am to 7 pm CT

New relationships

If you’re a financial professional who’s not yet working with us, contact us today to get appointed. We’re by your side with the solutions, resources and tools you need to help clients take action with Corebridge MarketLock Annuity.